What you signed was a stipulated judgment. Basically, you agree to make certain payments and they agree not to file the judgment. Once you miss a payment, they file the judgment with the court.
well then I guess no judgement against me then, would the judge grant me a continuance? In my citibank credit card terms does is specifically state that I'm responsible for court costs? If so can I request to see these terms?
I guess I'm pretty much screwed then.....
Let me rephrase this: Did you sign a stipulated judgment form? Do you know?
I'm pretty sure I did, really all I want is a 2nd chance to get put on payment plan, is that even feasible? Or will they just slam the door in my face?
You will know when you ask. The worse thing they can do is say, no.
That is not at all what I wrote.
You can try your best to negotiate another payment plan. If you can come to another agreement, the judge can sign off on it.
Yes agreed, its like their back up plan, does the representing lawyer have any say in what creditor will allow? On online attorney kind of hinted that since one lawyer represents all the creditors, he/she may pull each one aside and try and work terms....or is this a pipe dream??