I need to access money in a savings account

[Taxing Matters]

My reply earlier is SUPER accurate. The best, cheapest way is to have an ambulette or medi-van bring her if she's willing.

It may be, if you make the assumption that the community she is in has such a service and that the bank in question is located in that community. But it is possible that neither assumption is accurate. For example, I went to high school in a pretty small community that even today does not have that kind of service because there is simply not nearly enough demand to make it worthwhile for someone to operate such a service.

I agree with quincy that the type of account matters a lot. The most common sort of bank accounts done for kids are created under the state's Uniform Gift to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) and under both laws as soon as the kid reaches either the age of majority or age 21 (it varies by state) the kid automatically has sole control of the account — no action by the custodian is needed. So if it is a UTMA/UGMA account there should be no need for the mother to come to the bank at all.

 

[quincy]

... Uniform Gift to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) and under both laws as soon as the kid reaches either the age of majority or age 21 (it varies by state) the kid automatically has sole control of the account — no action by the custodian is needed ...

That is why I think the account might be one of Michigan's education savings programs/trusts.

 

[xylene]

It may be, if you make the assumption that the community she is in has such a service and that the bank in question is located in that community.

It's possible. But if they don't I strongly doubt they have mobile notaries and many lawyers, still making the costs on bringing her to the bank probably quite favorable if that is what the bank has insisted on.

 

[quincy]

It's possible. But if they don't I strongly doubt they have mobile notaries and many lawyers, still making the costs on bringing her to the bank probably quite favorable if that is what the bank has insisted on.

I am puzzled by the bank's insistence on a custodian signature.

 

[Zigner]

It's possible. But if they don't I strongly doubt they have mobile notaries and many lawyers, still making the costs on bringing her to the bank probably quite favorable if that is what the bank has insisted on.

I'm sure that there is a mobile notary that would travel to the OP...it's just a matter of cost

 

[quincy]

There is "dial-a-ride" service available throughout much of Michigan and this service is handicap accessible.