ALLSTATE MESSED ME OVER

[adjusterjack]

Kentucky insurance law allows an insurance company to cancel or adjust rates for underwriting reasons within 60 days of issuing a new policy. This is a risk you take ANY time with ANY company when you buy a new policy. The policy can be "accepted" based solely on the application provided by the prospective insured and then underwritten within the next 60 days of issuance.

They said it was because I had a mobile home attached to my house but they had pictures before they accepted me

Who had the pictures and when did they have them? When did you apply? How did you apply? Online? Did you fill out an application? Is it possible that the underwriter didn't see the pictures when the application went in?

 

[Not happy a bit]

Hello?

 

[quincy]

Why did you leave State Farm?

 

[Not happy a bit]

Kentucky insurance law allows an insurance company to cancel or adjust rates for underwriting reasons within 60 days of issuing a new policy. This is a risk you take ANY time with ANY company when you buy a new policy. The policy can be "accepted" based solely on the application provided by the prospective insured and then underwritten within the next 60 days of issuance.



Who had the pictures and when did they have them? When did you apply? How did you apply? Online? Did you fill out an application? Is it possible that the underwriter didn't see the pictures when the application went in?

I thu] I thought they came out and took pictures. March 16 I think, yes, I think I did it online, it is not my fault if they did not see them

 

[Not happy a bit]

I thu] I thought they came out and took pictures. March 16 I think, yes, I think I did it online, it is not my fault if they did not see them

I talked to the agent on the phone

 

[Not happy a bit]

Why did you leave State Farm?

Because Allstate was going to write a policy for the home and auto that appealed to me

 

[Not happy a bit]

Hello?

 

[Not happy a bit]

Are you still here?

 

[Zigner]

Are you still here?

This is not a chat board...this is a message forum. While we try to respond in a rapid manner, you really can't expect instant answers every time you post something.

 

[Not happy a bit]

This is not a chat board...this is a message forum. While we try to respond in a rapid manner, you really can't expect instant answers every time you post something.

I do not understand, I thought I paid to talk to an attorney?

 

[quincy]

I do not understand, I thought I paid to talk to an attorney?

You posted your question on the FreeAdvice free forum. The (few) attorneys who post to the forum do so for free - but the majority of the answers to questions will be provided by non-attorney volunteers.

You can "ask an attorney" by clicking on the following FreeAdvice Company link:
https://ask-a-lawyer.freeadvice.com/law-questions/

 

[Eekamouse]

I do not understand, I thought I paid to talk to an attorney?

Really. Paid who? This is called "freeadvice."

 

[quincy]

Really. Paid who? This is called "freeadvice."

The forum is free. There are additional sections of the website with attorneys who answer questions. If a visitor wants the communication with the attorney to be private and confidential, that option is also available for a (generally small) charge.

 

[Eekamouse]

The forum is free. There are additional sections of the forum with attorneys who answer questions. If a visitor wants the communication to be private and confidential, there is a (generally small) charge.

So why is he in this section where the advice is free? I think he's lost.

 

[quincy]

So why is he in this section where the advice is free? I think he's lost.

"Not happy a bit" apparently clicked on the wrong link. It has happened before.