<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by MayDay:
My daughter (over 21yrs) was injured when the driver she was with fell asleep at the wheel and went into a tree. The driver had $5,000 medical insurance and the insurance company issued my daughter a check for that amount. They told her she could spend the money on airfare to return home. Is that appropriate? I would have thought medical coverage would be intended only for medical expenses. Her medical expenses at this time exceed $50,000. Also, is it likely the insurance company will volunteer some kind of settlement? Thank you for your help!<HR></BLOCKQUOTE>
Gee, I hope your daughter is on the mend and doing better. With 50K in medicals, it must have been a horrendous accident.
I liked your statement that included "insurance" and "volunteer." That's akin to "military" and "intelligence."
It is, however, with such heavy medical expenses, that the insurance company will, at some point, make an offer that will be low, and will finally cause you to obtain an attorney - - which you should do immediately.
As far as the med-pay is concerned, the insurance company's obligation is to pay out up to the maximum of its medical pay of 5K. What you do with the money is strictly up to you - - use it for airfare, buying a swimming pool, a car, etc. It doesn't matter to them. As long as they've done their part under the Insurance Code, the money is yours.
By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."