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Credit card fraud

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jhurst423

New member
The state that i am in is UT and he is in NY

So there was this guy and he gave me his banking info to pay off my credit card (yes stupid i know- what can you say drinks were involved on my end) in turn i would get him a game stop gift card. I stupidly went and said yes and payed my bill because i thought there was no way it was true. now he is claiming that he is going to call the cops on me saying that i wont go and get him a 400 dollar gift card. what can i do / what can happen?
 


PayrollHRGuy

Senior Member
So the deal was he gave you his banking info (what kind of banking info?) to pay off you CC.

How did you use the info to pay off your card and when?
 

CdwJava

Senior Member
If this is truly how it went down, the cops are not going to get involved as it is a civil matter and not a criminal one. If the other guy wants to take you to Small Claims Court, he is free to try.
 

bcr229

Active Member
Do not send the gift card.

Also plan for the contingency that the bank info you were given was stolen/hacked from someone else. You may have to pay that money back or the bank may reverse the payment if the real account holder disputes it.
 

quincy

Senior Member
The state that i am in is UT and he is in NY

So there was this guy and he gave me his banking info to pay off my credit card (yes stupid i know- what can you say drinks were involved on my end) in turn i would get him a game stop gift card. I stupidly went and said yes and payed my bill because i thought there was no way it was true. now he is claiming that he is going to call the cops on me saying that i wont go and get him a 400 dollar gift card. what can i do / what can happen?
Where did you meet this fellow? In person over drinks in Utah or New York, or online after drinks were consumed by you?

Has the bill actually been paid - or was the credit card information declined?
 

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