On your insurance or the coa insurance ?
The $2500 deductible is the op’s insurance. The hoa does not have to pay ThatI did not (completely) ignore that section. My first post says " not including the paint on the wall and your personal property." The section you quoted fills in some more exclusions.
The Florida Statute requires the association to pay to repair the condo unit, in most cases:
"(j) Any portion of the condominium property that must be insured by the association against property loss pursuant to paragraph (f) which is damaged by an insurable event shall be reconstructed, repaired, or replaced as necessary by the association as a common expense."
Regarding the $2500 deductible, it is an association expense in most cases. (j) also states:
"All property insurance deductibles and other damages in excess of property insurance coverage under the property insurance policies maintained by the association are a common expense of the condominium, except that:..." and then there is a long list that I do not think applies, might though.
"(k) An association may, upon the approval of a majority of the total voting interests in the association, opt out of the provisions of paragraph (j) …
Did I ignore any more statutes? Sure did. There is a lot more detail. Read the linked articles that explain it. Again, put in insurance claims to work out all the details.