What is the name of your state? NY
i am aware that as part of the new bankcruptcy rules......that MOST student loans wont be considered when filing. or that is what i read anyway. and that those that would cause an "undue hardship" could possibly be considered. can anyone give me more info on that? as i stated, i owe aprox. $150,000 in mostly PRIVATE student loans (just a few federal ones). about 75% of which i have already defaulted on and the rest will soon follow. i personally would condsider that "undue harship" but am obviously not a lawyer. aslo.....i would like to add that i have not graduated yet and would need 1 1/2 yrs of schooling still to get my degree. I WILL NEVER BE ABLE TO PAY THIS DEBT W/O A DEGREE. there is NO job i can get w/o a degree to afford that type of money. citibank wanted me to pay them $900 a month and WOULD NOT CONSOLIDATE MY LOANS! that is why i finally let them default. i couldnot afford $900/month. and as a result of my defaults, cannot go back to school. so PLEASE, if anyone out there has any helpful information for me......post a response! thankyou!!!What is the name of your state?What is the name of your state? NY
i am aware that as part of the new bankcruptcy rules......that MOST student loans wont be considered when filing. or that is what i read anyway. and that those that would cause an "undue hardship" could possibly be considered. can anyone give me more info on that? as i stated, i owe aprox. $150,000 in mostly PRIVATE student loans (just a few federal ones). about 75% of which i have already defaulted on and the rest will soon follow. i personally would condsider that "undue harship" but am obviously not a lawyer. aslo.....i would like to add that i have not graduated yet and would need 1 1/2 yrs of schooling still to get my degree. I WILL NEVER BE ABLE TO PAY THIS DEBT W/O A DEGREE. there is NO job i can get w/o a degree to afford that type of money. citibank wanted me to pay them $900 a month and WOULD NOT CONSOLIDATE MY LOANS! that is why i finally let them default. i couldnot afford $900/month. and as a result of my defaults, cannot go back to school. so PLEASE, if anyone out there has any helpful information for me......post a response! thankyou!!!What is the name of your state?What is the name of your state? NY