Who is at fault

[Walk3r1]

What is the name of your state?North Carolina.

Okay, 3 Vehicles involved in an accident.
2 lane highway route 52 south at buiness 40 exit east exit ramp.
Vehicle 1 Semi truck left lane, abruptly slows down, turns at almost 90° Angle crossing right lane, to get on the ramp he Almost missed, front left tire was in the grass at one point to the left.

Vehicle 2, 4 door sedan, In the right lane about 30 to 40 feet from Vehicle 1, has slowed down to about 15-20 mph.

Vehicle 3 blue sedan, left lane behind vehicle 1, in front of vehicle 4, and ahead of vehicle 2, slows to 15 - 20 mph, swerves to the left and go around the back of vehicle 1 when space opens.

Vehicle 4 Dumb truck left lane traveling 30 to 40 mph, swerves right to miss vehicle 3, and slams into Vehicle 2's driver side door and front quater right panel. Continuing up the on ramp and almost hit Vehicle 1. Traveling another 30 to 40 feet.

I belive both vehicles would be at fault, but where would this leave the insurance companys. I know blame game will come into it, but not sure how the contributory law would be applied if at all.

 

[Zigner]

Vehicle 4 is solely at fault for not leaving adequate space ahead.

 

[not2cleverRed]

Vehicle 4.

Vehicle 1 could be cited, under some circumstances, with an improper lane change. However, vehicle 1 is not at fault for the accident.

 

[Walk3r1]

Vehicle 4 is solely at fault for not leaving adequate space ahead.

The insurance company's are trying to place blame.

I have advised Vehicle 4, insurance of this fact. They still are blaming the other.

So this will be a fun time for me. lol

 

[Zigner]

The insurance company's are trying to place blame.

I have advised Vehicle 4, insurance of this fact. They still are blaming the other.

So this will be a fun time for me. lol

Your insurance should defend you.

 

[adjusterjack]

I agree that Vehicle 4 is at fault. Everybody else managed to avoid hitting something.

So this will be a fun time for me. lol

For you?

Which vehicle are you?

 

[Walk3r1]

Your insurance should defend you.

Even if they are not involved in the claim?

 

[Walk3r1]

I agree that Vehicle 4 is at fault. Everybody else managed to avoid hitting something.



For you?

Which vehicle are you?

I am Vehicle 2

I was being sarcastic by saying it would be fun.

 

[PayrollHRGuy]

Even if they are not involved in the claim?

Unless they are saying it was your fault it there is nothing to be defended against. If they ever try to say you are at fault in any way call your insurance company.

 

[adjusterjack]

I am Vehicle 2

Then you are making a claim against Vehicle 4's insurance.

If you have Collision coverage and you don't get a positive response from Vehicle 4's insurance within a couple of days I strongly suggest that you use your Collision coverage and let your company go after whoever is responsible for reimbursement.

 

[Walk3r1]

Then you are making a claim against Vehicle 4's insurance.

If you have Collision coverage and you don't get a positive response from Vehicle 4's insurance within a couple of days I strongly suggest that you use your Collision coverage and let your company go after whoever is responsible for reimbursement.

Yeah, Vehicle 4 insurance totaled the car and paid for it. Is now saying Vehicle 1, is at fault. (Vehicle 1 continued down the high way, he did not cause damage to anyone and may not have even seen the wreck.)
Now that Vehicle 1 was identified, Vehicle 4 insurance is now claiming Vehicle 1 is at fault.

Even sending an email saying claim denied.

 

[not2cleverRed]

Yeah, Vehicle 4 insurance totaled the car and paid for it. Is now saying Vehicle 1, is at fault. (Vehicle 1 continued down the high way, he did not cause damage to anyone and may not have even seen the wreck.)
Now that Vehicle 1 was identified, Vehicle 4 insurance is now claiming Vehicle 1 is at fault.

Even sending an email saying claim denied.

Did they pay out the claim and then ask for the money back?

 

[Walk3r1]

Did they pay out the claim and then ask for the money back?

No never asked for the payment for property damage back.

 

[PayrollHRGuy]

No never asked for the payment for property damage back.

Then their fight is with the other driver. You have been paid.

 

[Walk3r1]

Then their fight is with the other driver. You have been paid.

We have only been paid, for property, not medical.