Recent content by ThinLizzy

What is the name of your state? NC I worked in a call center and after several write ups was terminated for making errors on calls. I did meet or exceed many other areas of performance. I was denied employment for the first 8 weeks because it was determined that I was discharged for...

What is the name of your state? NC I have a friend who broke up with her boyfriend like 3 months ago. The guy refuses to move and only pays rent sporadically. He is not on the lease. He is abusive and has grabbed/hit her several times, kicked a dent in her car, etc. This is in NC. I need to...

What is the name of your state? NC I got terminated from my job. I work in call center and was terminated because of performance, basically I got 5 write ups for different errors I made and the 5th resulted in termination. I met alot of other expectations in other metrics and received...

What is the name of your state? NC Here is the scenario: 23 years ago my grandfather made a will saying that I and my 2 cousins get equal size pieces of his land when he dies. Once of my cousins puts a trailer on her future piece and moves in (I was only 4 at the time) Flash to 2006. My...

What is the name of your state? NC I was browsing through some of the NC general statutes and saw some mentioning debtors prisions. I didn't think they existed anymore. Is this just an on the books law that is not enforced? When is the last time someone when to debtors prision?

What is the name of your state? NC My former credit union pulled my CR about 2 weeks after I was discharged in chapter 7. They also have not updated my credit report. I checked Pacer and I noticed that the letter sent to them informing them of the discharge was returned to the court because...

What is the name of your state? NC If you were eligible for the Hope tax credit a few years back but forgot to take it, can you go back and amend your previous returns? How far back can you go?

What is the name of your state? NC Suppose you owe back taxes to the state. An attorney told me once that if you moved to another state they probably would not be able to collect from you. Can State A not find a way to garnish wages in State B? Doesen't State B have to give "full faith and...

What is the name of your state? NC My deadline for objections was 4/28 but the court says I don't get a discharge until like 2 weeks after. I included my state taxes for the past 2 years which are not dischargeable. I got a notice of assesement today from the state dept of revenue for 2000...

What is the name of your state? NC Bank of America must have their head up their kiester. I get discharged on Friday. They were notified in my matrix. I got a dunning letter about 3 weeks ago from the local BOA office. So I sent them a certified letter with a copy of my filing telling them in...

What is the name of your state? NC I have about a month to go until discharge and I got a bill from the state for my past due taxes threatening wage garnishment, liens, and all that other stuff. They were included in the matrix with everyone else. Should I notify the court? or just contact the...

I just filed on 2/3. I intend to reaffirm my auto loan. I want to renegotiate the terms. There are 2 years left on the loan and I would like to pay it over 4 years to cut my payment in half. Should I just send a letter to the creditor with my proposal for reaffirmation?

NC I just filed bankruptcy, and have not had my 341 meeting yet. I want to submit an OIC to take care of my taxes but the forms say it is not processable because of an open BK case. The taxes are not dischargeable anyway b/c they are less than 3 years old. I would like to go ahead and submit...

What is the name of your state? NC I am about to submit my BK forms. I just got a letter saying I owe my former apartments $820, and that this has been reported to the 3 credit bureaus. Long story short this was for apt damages that the apartments did not charge within the time frame required...

What is the name of your state? NC I understand federal income taxes must be 3 years old to be discharged, but what about state income taxes?