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Want the money I paid back.

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Griffzan

Member
IF 25% were added quarterly your amount would be going up by 2500 (and increasingly higher amounts) every three months...it's 25% annually and interest is applied quarterly
I may be wrong about the way the interest is applied, like I said before I'm not good with numbers, but I didn't intend to lie, all I know for a fact is that every three months I watch what I've paid into the arrears disappear and owe more then I did the three months prior. And was told that arrears charge 25% interest quarterly.
 


Zigner

Senior Member, Non-Attorney
I may be wrong about the way the interest is applied, like I said before I'm not good with numbers, but I didn't intend to lie, all I know for a fact is that every three months I watch what I've paid into the arrears disappear and owe more then I did the three months prior. And was told that arrears charge 25% interest quarterly.
You misunderstand. Read this with a calm mind...

The 25% (assuming that's the right number) is the ANNUAL interest rate. So, your balance will increase by 6-1/4% every 3 months (25% divided by 4)
 

Griffzan

Member
Well, on the off chance that this guy is for real :)rolleyes::rolleyes::rolleyes:)

Check out http://www.michigan.gov/dhs/0,1607,7-124-5453_5528-107443--,00.html#pay-plan

You may have options for a payment plan and, possibly, discharge of the amount you are in arrears.
I haven't followed your link but I assume it's an arrears payment plan where I offer to pay a certian amount within a certain amount of time and after it's paid off my debt is forgiven. I found this and printed it of after more than a little searching, and brought it in to the caseworker only to be told it's not a valid form.
 

jbowman

Senior Member
Well buddy, what else can we say? You have been give many options (possible solutions) and you shoot down each one. So, bottom line is, youre a victim. And if this is thread is any evidence, you will continue to be one. Youre stuck with paying monthly on a never ending bill until you die.

None of us is prepared to write our congressmen about your issue so I think we have all done as much as we can do. Sorry.
 

Griffzan

Member
You misunderstand. Read this with a calm mind...

The 25% (assuming that's the right number) is the ANNUAL interest rate. So, your balance will increase by 6-1/4% every 3 months (25% divided by 4)

I honestly would like to apologize for this, I don't truly understand the way the interest works. I just wish someone would understand my situation, I'm not trying to get something for nothing, in a way, yes I am, but only because it's there for people who need it, as I hope you agree my family does. I feel painted into a corner, forced to pay an unfair amount. It's been 7 1/2 years now that I've been trying to have this burden taken off my back, I've done everything that the states asked me to do, jumped through every hoop and truely feel beaten down. My son is now 8 1/2 we started this uphill battle right before his 2nd birthday and I've paid more money when I shouldn't have more than I've not paid when I should've, alot more.
 

Griffzan

Member
Well buddy, what else can we say? You have been give many options (possible solutions) and you shoot down each one. So, bottom line is, youre a victim. And if this is thread is any evidence, you will continue to be one. Youre stuck with paying monthly on a never ending bill until you die.

None of us is prepared to write our congressmen about your issue so I think we have all done as much as we can do. Sorry.

I'm not shooting it down, it's a great plan, but I've tried telling the state their wrong and frankly I feel beaten down by being in the right and forced to say I'm wrong.
 

Zigner

Senior Member, Non-Attorney
I haven't followed your link but I assume it's an arrears payment plan where I offer to pay a certian amount within a certain amount of time and after it's paid off my debt is forgiven. I found this and printed it of after more than a little searching, and brought it in to the caseworker only to be told it's not a valid form.
You wouldn't take this to the caseworker, you'd take it to the courts...
 

Griffzan

Member
You wouldn't take this to the caseworker, you'd take it to the courts...

Well from the sound of it, it's really the only option I have, anyway I can't imagine it would cost more than $20 to file and in the big picture $20 is a drop in the bucket compaired to what I've paid. I would like to thank everyone for their responses good, bad or otherwise, feel free to post if any new info or thoughts arise. Like I said before I can't be the only one that feels this way, and I forgot to mention I didn't write my congressman but my wife's sister's husband's dad, is a state senator (I'd say brother-in-law's dad, but I don't know if that'd be right) and I spoke with him for quite sometime until I was told that there was nothing he was aware of that could be done, not shooting you down just saying that I've tried quite a few different options only to be shot down (or at least feel shot down) myself.
 
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Zigner

Senior Member, Non-Attorney
With all due respect, there ARE steps that you should have been taking all along...
The blame does, actually, lie with you.
 

TinkerBelleLuvr

Senior Member
From someone who knows:

$60 filing fees for child support orders

552.603a Support payment; surcharge; computation; assessment; collection; enforcement.

Sec. 3a.

(1) For a friend of the court case, as of January 1 and July 1 of each year, a surcharge shall be added to support payments that are past due as of those dates. The surcharge shall be calculated at 6-month intervals at an annual rate of interest equal to 1% plus the average interest rate paid at auctions of 5-year United States treasury notes during the 6 months immediately preceding July 1 and January 1, as certified by the state treasurer. The amount of the surcharge shall not compound. The amount shown as due and owing on the records of the friend of the court as of January 1 and July 1 of each year shall be reduced by an amount equal to 1 month's support for purposes of assessing the surcharge. A surcharge under this subsection shall not be added to support ordered under the paternity act, 1956 PA 205, MCL 722.711 to 722.730, for the time period to the date of the support order.

(2) A surcharge as computed in subsection (1) shall be assessed on a semiannual cycle on January 1 and July 1 of each year except as otherwise provided under subsection (3).

(3) A surcharge shall not be assessed for the current semiannual cycle for any of the following:

(a) Beginning on July 1, 2005, in cases in which the friend of the court is collecting on a current child support obligation, the payer has paid 90% or more of the most recent semiannual obligation during the semiannual cycle.

(b) For a support order entered after the effective date of the amendatory act that added this subsection, for any period of time a support order did not exist when support is later ordered for that period.

(c) The surcharge is waived or abated under a court order under section 3d.

(4) The surcharge shall be collected and enforced by any means authorized under this act, the friend of the court act, or another appropriate federal or state law for the enforcement and collection of child support and paid through the state disbursement unit.
http://www.legislature.mi.gov/(S(2dopto45bzmt4vrzrct3yp45))/printDocument.aspx?objectName=mcl-Act-295-of-1982&version=txt

Signed, resident Michigan expert
 

Griffzan

Member
With all due respect, there ARE steps that you should have been taking all along...
The blame does, actually, lie with you.

I didn't have the same fight in me until they started taking my wifes money as well as mine, being backed into a corner help a little too, but it shouldn't have been as hard as they made it to just be a family, meaning when they where made aware that we where living together steps should have been made to protect and help our family, not continue to take money when no money was coming back from assistance (To explain the money I paid went directly to the state, once Jessica found out that she was owed any money she stopped whatever was owed to her). I should have been given a set amount of time once made aware of the support order to provide a home for my family some sort of grace period to show that I could support our family (even needing medical assistance). There are alot of people who are content to stay on assistance forever or as long as they can get away with it, I'm not one of them. I didn't like the fact that the state felt I needed help, or that I did in fact need help, it's imasculating. Like I said before, growing up I didn't have alot and I wanted to be the one (the only one) providing for my family, granted I do alone now (with the help of medical assistance, which I don't quite know how I feel about, probably because I'm not on the outside looking in) and still have an issue with saying thanks, or really knowing how to act when given something for free. I would like to extend my thanks to any that offered help, even those who just told me the same thing everyone else has. Thank you again.
 

Griffzan

Member
From someone who knows:

$60 filing fees for child support orders



http://www.legislature.mi.gov/(S(2dopto45bzmt4vrzrct3yp45))/printDocument.aspx?objectName=mcl-Act-295-of-1982&version=txt

Signed, resident Michigan expert

Thank you for this info but I already was aware, it was explained to me after I got the printout of my paymant history and every six months saw $6 and $9 respectfully which when explained to me meant that it was $6 for them to refile to keep the order going and $9 for processing or visa versa. But good info for those how are wondering why the extra money pops up on your account every six months.
 
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